insights

articles, blog posts about investments, wealth management, communication

Investor education in India

Investor education in India

The National Centre for Financial Education (NCFE) conducted its last survey on financial literacy in 2019. Compared to global standards ...
/ Education
Do you need an investment philosophy?

Do you need an investment philosophy?

Recently, I was invited to participate in a panel discussion on the ‘Art & Science of Stockpicking’. I was fascinated ...
/ Portfolio Construction
Fund categorisations: confusing segments and style

Fund categorisations: confusing segments and style

The Indian media has been discussing SEBI’s circular on categorisation and rationalisation of mutual funds ever since it came out ...
/ Portfolio Construction
Can better fund research fix capitalism?

Can better fund research fix capitalism?

“We have met the enemy and he is us.” — Walt Kelly We blame capitalism for most of our modern ...
/ Portfolio Construction
The value of dumb questions

The value of dumb questions

Being an outsider, as I have been for most of my life, brings with it a feeling of inadequacy. To ...
/ 3_Communication
Has goal-based investing ruined Modern Portfolio Theory?

Has goal-based investing ruined Modern Portfolio Theory?

Modern or mean-variance portfolio theory (MPT) is an important financial concept. But it has little practical value for retail investors ...
/ Portfolio Construction
Consumer protection takes more than transparency

Consumer protection takes more than transparency

The principles of transparency and disclosure are visible everywhere from fast-food menus to financial regulation. But if lawmakers don’t consider ...
/ Behavioural Finance
What can blow up in your portfolio?

What can blow up in your portfolio?

That’s the question investors should ask when assessing portfolio risk, rather than focusing on volatility. Speaking at a speaker event ...
/ Portfolio Construction
Lost money? Re-invest!

Lost money? Re-invest!

Investors sometimes play a psychological trick on themselves when they lose money, research suggests—and that mental accounting trick may help ...
/ Behavioural Finance
Classifying funds

Classifying funds

Investment decisions rely on performance of funds universe including that of the median and various quartiles. Hence, the universe category ...
/ Portfolio Construction
How to motivate better

How to motivate better

How do you know if you are selecting the right motivational strategies to convince your employees, peers, and even yourself ...
/ Behavioural Finance
Funds research…deconstructed

Funds research…deconstructed

I love watching cooking shows. It doesn’t matter that I don’t cook. I watch for enjoyment sake, and perhaps for ...
/ Portfolio Construction

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